7 Foundations of a Healthy Marriage Pt7

Finances – B

Sunday, September 22, 2019


I. 7 Foundations of a Healthy Marriage

Foundation verses: (Ps. 127:1-2; Matt. 7:24-27)

A. Finances & Stewardship (Practical wisdom)

Book recommendation: Money Matters – Larry Burkett

1.(Prov. 24:27 AMP) First things first – your work.

a.(2 Thess. 3:6-13 MSG) we must all work!

~Stay at home parenting is hard work!

~Disabled and handicapped

b.(Eccl. 2:24; 3:12-13) Work is a gift from God!

~Determining careers – self assessment tests

-Match your gifts with your work

c.(Prov. 14:23 NIV) Don’t stay unemployed for any period of time! Any work is better than none!

d. (Col 3:22-25 AMP) work as to the Lord.

~(Matt. 5:13-16 MSG) Salt and Light

2.(Luke 14:28-30 MSG) Create and maintain a budget.

a.A budget simply balances your earnings with your spending. Everyone knows this but most won’t do it.

~Something simple – what comes in vs. what goes out monthly.

~10% Tithe – (Mal. 3:8-12; Prov. 3:9-10)

~10% Saving or investment

~80% Fixed costs and variable expenses

b.Housing – typically the largest monthly expense and potentially the biggest money problem.

~What you can buy vs. what you can afford?

-Most buy too much house

-Base home on one income

~Buy vs. rent?

c. Automobiles – the second largest monthly expense and possibly the largest cumulative total expense over a lifetime.

~Buy vs. lease?

~New vs. used?

3.Communicate credit and debt philosophies and goals

a.(Prov. 22:7 NIV) While borrowing is not sin, it’s not always wise.

b.(2 Kings 4:1-7 NLT) Elisha and the widow

c.Credit cards can be deadly if used improperly! This may require plastic surgery!

4.(Eccl. 4:9-12) Teamwork makes the dream work!

a.If couples would work together they could accomplish great things and live their dreams.

~Security & Trust in finances

~Open honest communication in finances

-Goals, dreams, desires etc.

~Our money: not yours or mine – joint account/one checkbook

~We don’t spend anything without joint knowledge and approval

~We both equally make the necessary sacrifices to reach our agreed upon goals.

~We both equally share the benefits of our labor.



[Pastor Lee Stokes]

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